Plans disagree · San Luis Obispo · California ZIP 93407
Farmers and Tesla Insurance place San Luis Obispo ZIP 93407 very differently.
Farmers ranks highest (52.8); Tesla Insurance ranks lowest (10.0). The middle bodily-injury percentile is 24.1. Reviewed plans are 42.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.1
Middle percentile across available plans.
BI plan spread
42.9
Farmers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
52.8
Within-plan percentile
State Farm
Private Passenger Auto
41.3
Within-plan percentile
Travelers
Quantum Auto 2.0
24.1
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Tesla Insurance
Tesla PPA
10.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.1 | 42.9 pts | 10.0 | — | 24.1 | 52.8 | 23.6 | 41.3 |
| Property damage | 39.6 | 10.3 pts | 41.2 | — | 39.6 | 31.5 | 30.9 | 41.3 |
| Medical payments | 9.0 | 48.4 pts | 16.6 | — | 0.2 | 5.2 | 48.7 | 9.0 |
| Uninsured motorist BI | 22.3 | 23.9 pts | 11.1 | — | — | 21.3 | 23.3 | 35.0 |
| Uninsured motorist PD | 21.3 | 20.0 pts | 14.2 | — | — | 21.3 | 34.2 | — |
| Comprehensive | 11.2 | 31.0 pts | 8.5 | — | 11.2 | 14.2 | 32.5 | 1.4 |
| Collision | 7.2 | 39.3 pts | 7.2 | — | 0.8 | 40.1 | 34.2 | 1.4 |
Widest coverage spread
Medical payments
Progressive and Travelers are 48.4 percentile points apart.
Closest agreement
Property damage
Available plans are 10.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Grover Beach, San Luis Obispo County
93433
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Read breakdownGuadalupe, Santa Barbara County
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Progressive ranks highest (79.3); State Farm ranks lowest (3.7).
Read breakdownCayucos, San Luis Obispo County
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Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdown