Plans disagree · San Luis Obispo · California ZIP 93410
Safeco and Travelers place San Luis Obispo ZIP 93410 very differently.
Safeco ranks highest (83.1); Travelers ranks lowest (24.1). The middle bodily-injury percentile is 43.1. Reviewed plans are 59.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
43.1
Middle percentile across available plans.
BI plan spread
59.0
Safeco to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Travelers lowest.
Safeco
Private Passenger Auto
83.1
Within-plan percentile
Tesla Insurance
Tesla PPA
54.2
Within-plan percentile
Farmers
Farmers Auto
43.1
Within-plan percentile
State Farm
Private Passenger Auto
41.3
Within-plan percentile
Travelers
Quantum Auto 2.0
24.1
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 43.1 | 59.0 pts | 54.2 | 83.1 | 24.1 | 43.1 | — | 41.3 |
| Property damage | 73.8 | 52.5 pts | 84.8 | 92.0 | 39.6 | 73.8 | — | 41.3 |
| Medical payments | 6.5 | 19.2 pts | 1.5 | 19.4 | 0.2 | 6.5 | — | 9.0 |
| Uninsured motorist BI | 18.4 | 19.9 pts | 15.6 | 15.1 | — | 21.3 | — | 35.0 |
| Uninsured motorist PD | 41.1 | 29.9 pts | 51.2 | 41.1 | — | 21.3 | — | — |
| Comprehensive | 6.5 | 9.8 pts | 8.5 | 3.7 | 11.2 | 6.5 | — | 1.4 |
| Collision | 2.7 | 36.3 pts | 1.1 | 37.3 | 2.7 | 13.4 | — | 1.4 |
Widest coverage spread
Bodily injury
Safeco and Travelers are 59.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 9.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Grover Beach, San Luis Obispo County
93433
Tesla Insurance ranks highest (88.3); Farmers ranks lowest (8.2).
Read breakdownGuadalupe, Santa Barbara County
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Progressive ranks highest (79.3); State Farm ranks lowest (3.7).
Read breakdownCayucos, San Luis Obispo County
93430
Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdown