Broadly lower position · Halcyon, San Luis Obispo County · California ZIP 93420
Halcyon ZIP 93420 ranks near the lower end across plans.
Safeco ranks highest (30.0); Progressive ranks lowest (13.8). The middle bodily-injury percentile is 22.0. Reviewed plans are 16.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
22.0
Middle percentile across available plans.
BI plan spread
16.2
Safeco to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Progressive lowest.
Safeco
Private Passenger Auto
30.0
Within-plan percentile
State Farm
Private Passenger Auto
27.8
Within-plan percentile
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Farmers
Farmers Auto
21.8
Within-plan percentile
Travelers
Quantum Auto 2.0
16.1
Within-plan percentile
Progressive
CA Select PPA
13.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 22.0 | 16.2 pts | 22.2 | 30.0 | 16.1 | 21.8 | 13.8 | 27.8 |
| Property damage | 24.6 | 18.6 pts | 30.0 | 28.1 | 21.4 | 14.1 | 11.4 | 27.8 |
| Medical payments | 2.7 | 42.8 pts | 2.2 | 0.1 | 1.5 | 10.1 | 3.2 | 42.9 |
| Uninsured motorist BI | 14.1 | 20.5 pts | 19.1 | 14.1 | — | 6.2 | 13.5 | 26.6 |
| Uninsured motorist PD | 9.0 | 16.1 pts | 11.9 | 17.3 | — | 6.2 | 1.1 | — |
| Comprehensive | 6.1 | 22.1 pts | 10.7 | 23.0 | 5.7 | 0.9 | 4.0 | 6.6 |
| Collision | 2.9 | 22.5 pts | 23.6 | 14.7 | 3.7 | 2.2 | 1.1 | 1.9 |
Widest coverage spread
Medical payments
State Farm and Safeco are 42.8 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 16.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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93433
Tesla Insurance ranks highest (88.3); Farmers ranks lowest (8.2).
Read breakdownGuadalupe, Santa Barbara County
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Progressive ranks highest (79.3); State Farm ranks lowest (3.7).
Read breakdownSanta Ynez, Santa Barbara County
93460
Progressive ranks highest (91.2); Travelers ranks lowest (16.1).
Read breakdown