Broadly lower position · Atascadero, San Luis Obispo County · California ZIP 93422
Atascadero ZIP 93422 ranks near the lower end across plans.
State Farm ranks highest (15.5); Farmers ranks lowest (6.3). The middle bodily-injury percentile is 8.9. Reviewed plans are 9.2 points apart. Collision splits more (56.0 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
8.9
Middle percentile across available plans.
BI plan spread
9.2
State Farm to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
15.5
Within-plan percentile
Progressive
CA Select PPA
15.0
Within-plan percentile
Travelers
Quantum Auto 2.0
9.8
Within-plan percentile
Tesla Insurance
Tesla PPA
8.0
Within-plan percentile
Safeco
Private Passenger Auto
7.9
Within-plan percentile
Farmers
Farmers Auto
6.3
Within-plan percentile
Tesla Insurance ranks highest (57.9); Farmers ranks lowest (1.9). Collision spread is 56.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 8.9 | 9.2 pts | 8.0 | 7.9 | 9.8 | 6.3 | 15.0 | 15.5 |
| Property damage | 16.7 | 21.2 pts | 26.0 | 26.6 | 17.9 | 5.4 | 11.4 | 15.5 |
| Medical payments | 11.5 | 23.5 pts | 11.9 | 0.5 | 1.5 | 23.3 | 23.9 | 11.2 |
| Uninsured motorist BI | 30.2 | 64.8 pts | 69.3 | 29.6 | — | 30.2 | 15.0 | 79.8 |
| Uninsured motorist PD | 21.0 | 27.3 pts | 18.7 | 23.4 | — | 30.2 | 2.9 | — |
| Comprehensive | 18.6 | 39.5 pts | 18.6 | 47.3 | 18.5 | 7.9 | 11.0 | 20.7 |
| Collision | 7.1 | 56.0 pts | 57.9 | 18.1 | 5.0 | 1.9 | 2.9 | 9.1 |
Widest coverage spread
Uninsured motorist BI
State Farm and Progressive are 64.8 percentile points apart.
Closest agreement
Bodily injury
Available plans are 9.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Grover Beach, San Luis Obispo County
93433
Tesla Insurance ranks highest (88.3); Farmers ranks lowest (8.2).
Read breakdownGuadalupe, Santa Barbara County
93434
Progressive ranks highest (79.3); State Farm ranks lowest (3.7).
Read breakdownCayucos, San Luis Obispo County
93430
Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdown