Compared ZIP · Avila Beach, San Luis Obispo County · California ZIP 93424
In Avila Beach ZIP 93424, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (30.0); Tesla Insurance ranks lowest (1.8). The middle bodily-injury percentile is 5.0. Reviewed plans are 28.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
5.0
Middle percentile across available plans.
BI plan spread
28.2
Travelers to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Progressive
CA Select PPA
21.8
Within-plan percentile
Farmers
Farmers Auto
6.3
Within-plan percentile
State Farm
Private Passenger Auto
3.7
Within-plan percentile
Safeco
Private Passenger Auto
1.9
Within-plan percentile
Tesla Insurance
Tesla PPA
1.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 5.0 | 28.2 pts | 1.8 | 1.9 | 30.0 | 6.3 | 21.8 | 3.7 |
| Property damage | 11.3 | 23.2 pts | 2.8 | 13.1 | 25.3 | 9.4 | 26.0 | 3.7 |
| Medical payments | 12.6 | 43.6 pts | 17.1 | 4.7 | 1.5 | 10.6 | 14.6 | 45.1 |
| Uninsured motorist BI | 22.7 | 29.1 pts | 22.7 | 14.1 | — | 33.8 | 21.7 | 43.2 |
| Uninsured motorist PD | 14.6 | 32.3 pts | 11.9 | 17.3 | — | 33.8 | 1.4 | — |
| Comprehensive | 14.3 | 19.9 pts | 12.5 | 23.0 | 16.0 | 3.1 | 10.1 | 22.6 |
| Collision | 2.1 | 14.8 pts | 8.9 | 0.4 | 0.8 | 2.8 | 1.4 | 15.2 |
Widest coverage spread
Medical payments
State Farm and Travelers are 43.6 percentile points apart.
Closest agreement
Collision
Available plans are 14.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Grover Beach, San Luis Obispo County
93433
Tesla Insurance ranks highest (88.3); Farmers ranks lowest (8.2).
Read breakdownGuadalupe, Santa Barbara County
93434
Progressive ranks highest (79.3); State Farm ranks lowest (3.7).
Read breakdownCayucos, San Luis Obispo County
93430
Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdown