Compared ZIP · Bradley, Monterey County · California ZIP 93426
In Bradley ZIP 93426, Farmers ranks highest and Safeco ranks lowest.
Farmers ranks highest (46.5); Safeco ranks lowest (7.3). The middle bodily-injury percentile is 16.6. Reviewed plans are 39.2 points apart. Collision splits more (61.5 points), with Safeco highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
16.6
Middle percentile across available plans.
BI plan spread
39.2
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
46.5
Within-plan percentile
Progressive
CA Select PPA
35.5
Within-plan percentile
State Farm
Private Passenger Auto
18.6
Within-plan percentile
Travelers
Quantum Auto 2.0
14.5
Within-plan percentile
Tesla Insurance
Tesla PPA
9.0
Within-plan percentile
Safeco
Private Passenger Auto
7.3
Within-plan percentile
Safeco ranks highest (62.2); Travelers ranks lowest (0.7). Collision spread is 61.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 16.6 | 39.2 pts | 9.0 | 7.3 | 14.5 | 46.5 | 35.5 | 18.6 |
| Property damage | 15.7 | 15.4 pts | 26.0 | 27.3 | 11.9 | 12.8 | 12.7 | 18.6 |
| Medical payments | 10.6 | 70.9 pts | 10.9 | 7.4 | 3.8 | 10.4 | 74.7 | 11.2 |
| Uninsured motorist BI | 12.7 | 30.0 pts | 9.4 | 5.6 | — | 12.7 | 35.5 | 16.4 |
| Uninsured motorist PD | 17.2 | 17.3 pts | 21.6 | 25.6 | — | 12.7 | 8.3 | — |
| Comprehensive | 55.0 | 65.7 pts | 26.5 | 92.2 | 47.4 | 63.7 | 43.7 | 62.7 |
| Collision | 17.1 | 61.5 pts | 8.9 | 62.2 | 0.7 | 36.4 | 8.3 | 25.3 |
Widest coverage spread
Medical payments
Progressive and Travelers are 70.9 percentile points apart.
Closest agreement
Property damage
Available plans are 15.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Grover Beach, San Luis Obispo County
93433
Tesla Insurance ranks highest (88.3); Farmers ranks lowest (8.2).
Read breakdownCayucos, San Luis Obispo County
93430
Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdownLos Osos, San Luis Obispo County
93402
Progressive ranks highest (71.4); State Farm ranks lowest (0.2).
Read breakdown