Compared ZIP · Cambria, San Luis Obispo County · California ZIP 93428
In Cambria ZIP 93428, Progressive ranks highest and State Farm ranks lowest.
Progressive ranks highest (30.0); State Farm ranks lowest (1.3). The middle bodily-injury percentile is 8.9. Reviewed plans are 28.7 points apart. Collision splits more (72.6 points), with Tesla Insurance highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
8.9
Middle percentile across available plans.
BI plan spread
28.7
Progressive to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
30.0
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Safeco
Private Passenger Auto
9.1
Within-plan percentile
Farmers
Farmers Auto
8.8
Within-plan percentile
Travelers
Quantum Auto 2.0
3.3
Within-plan percentile
State Farm
Private Passenger Auto
1.3
Within-plan percentile
Tesla Insurance ranks highest (72.7); Safeco ranks lowest (0.2). Collision spread is 72.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 8.9 | 28.7 pts | 15.7 | 9.1 | 3.3 | 8.8 | 30.0 | 1.3 |
| Property damage | 3.2 | 5.9 pts | 4.1 | 2.3 | 5.8 | 0.2 | 6.1 | 1.3 |
| Medical payments | 14.9 | 38.7 pts | 19.6 | 2.5 | 1.5 | 10.1 | 36.6 | 40.2 |
| Uninsured motorist BI | 28.5 | 35.7 pts | 30.4 | 11.6 | — | 7.5 | 28.5 | 43.2 |
| Uninsured motorist PD | 8.9 | 5.4 pts | 10.2 | 12.7 | — | 7.5 | 7.3 | — |
| Comprehensive | 30.9 | 56.0 pts | 74.9 | 30.7 | 31.0 | 18.8 | 29.4 | 42.7 |
| Collision | 5.0 | 72.6 pts | 72.7 | 0.2 | 11.1 | 1.1 | 7.3 | 2.6 |
Widest coverage spread
Collision
Tesla Insurance and Safeco are 72.6 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 5.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdown