Broadly lower position · California Valle, San Luis Obispo County · California ZIP 93453
California Valle ZIP 93453 ranks near the lower end across plans.
Progressive ranks highest (13.8); Safeco ranks lowest (0.3). The middle bodily-injury percentile is 9.1. Reviewed plans are 13.5 points apart. Collision splits more (78.3 points), with Progressive highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
9.1
Middle percentile across available plans.
BI plan spread
13.5
Progressive to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Safeco lowest.
Progressive
CA Select PPA
13.8
Within-plan percentile
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
State Farm
Private Passenger Auto
13.3
Within-plan percentile
Farmers
Farmers Auto
4.8
Within-plan percentile
Tesla Insurance
Tesla PPA
1.1
Within-plan percentile
Safeco
Private Passenger Auto
0.3
Within-plan percentile
Progressive ranks highest (78.8); Travelers ranks lowest (0.6). Collision spread is 78.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 9.1 | 13.5 pts | 1.1 | 0.3 | 13.6 | 4.8 | 13.8 | 13.3 |
| Property damage | 15.6 | 41.2 pts | 15.9 | 14.2 | 15.3 | 17.6 | 54.5 | 13.3 |
| Medical payments | 25.8 | 70.8 pts | 26.3 | 25.3 | 1.5 | 10.4 | 72.3 | 58.5 |
| Uninsured motorist BI | 68.5 | 68.8 pts | 68.5 | 46.3 | — | 69.2 | 13.5 | 82.4 |
| Uninsured motorist PD | 35.1 | 78.6 pts | 1.0 | 0.3 | — | 69.2 | 78.8 | — |
| Comprehensive | 61.7 | 64.1 pts | 59.3 | 92.2 | 28.1 | 42.2 | 64.1 | 72.2 |
| Collision | 42.2 | 78.3 pts | 47.9 | 62.2 | 0.6 | 36.4 | 78.8 | 25.3 |
Widest coverage spread
Uninsured motorist PD
Progressive and Safeco are 78.6 percentile points apart.
Closest agreement
Bodily injury
Available plans are 13.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Grover Beach, San Luis Obispo County
93433
Tesla Insurance ranks highest (88.3); Farmers ranks lowest (8.2).
Read breakdownGuadalupe, Santa Barbara County
93434
Progressive ranks highest (79.3); State Farm ranks lowest (3.7).
Read breakdownCayucos, San Luis Obispo County
93430
Progressive ranks highest (79.3); Travelers ranks lowest (6.1).
Read breakdown