ZIP breakdowns

Plans disagree · Darwin, Inyo County · California ZIP 93522

Progressive and Travelers place Darwin ZIP 93522 very differently.

Progressive ranks highest (74.7); Travelers ranks lowest (5.7). The middle bodily-injury percentile is 38.3. Reviewed plans are 69.0 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

38.3

Middle percentile across available plans.

BI plan spread

69.0

Progressive to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Travelers lowest.

Progressive

CA Select PPA

Highest

74.7

Within-plan percentile

Filed factor1.0374

Safeco

Private Passenger Auto

70.8

Within-plan percentile

Filed factor0.9242

Farmers

Farmers Auto

54.3

Within-plan percentile

Filed factor0.9656

Tesla Insurance

Tesla PPA

22.2

Within-plan percentile

Filed factor0.9287

State Farm

Private Passenger Auto

17.7

Within-plan percentile

Filed factor0.716

Travelers

Quantum Auto 2.0

Lowest

5.7

Within-plan percentile

Filed factor0.554

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93522 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury38.369.0 pts22.270.85.754.374.717.7
Property damage18.227.1 pts5.619.412.332.718.717.7
Medical payments21.626.3 pts34.321.321.940.314.016.5
Uninsured motorist BI74.646.1 pts71.475.341.374.687.4
Uninsured motorist PD53.237.6 pts35.765.141.373.4
Comprehensive41.125.5 pts25.821.947.440.042.245.9
Collision37.972.1 pts25.641.31.234.673.464.1

Widest coverage spread

Collision

Progressive and Travelers are 72.1 percentile points apart.

Closest agreement

Comprehensive

Available plans are 25.5 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Darwin, Inyo County ZIP 93522 Auto Insurance Factors | GoodDriver California