ZIP breakdowns

Plans disagree · North Edwards, Kern County · California ZIP 93523

Tesla Insurance and State Farm place North Edwards ZIP 93523 very differently.

Tesla Insurance ranks highest (94.8); State Farm ranks lowest (1.1). The middle bodily-injury percentile is 28.2. Reviewed plans are 93.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

28.2

Middle percentile across available plans.

BI plan spread

93.7

Tesla Insurance to State Farm.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Tesla Insurance highest, State Farm lowest.

Tesla Insurance

Tesla PPA

Highest

94.8

Within-plan percentile

Filed factor1.4797

Travelers

Quantum Auto 2.0

43.6

Within-plan percentile

Filed factor0.725

Safeco

Private Passenger Auto

35.9

Within-plan percentile

Filed factor0.8307

Farmers

Farmers Auto

20.5

Within-plan percentile

Filed factor0.8557

Progressive

CA Select PPA

1.3

Within-plan percentile

Filed factor0.468

State Farm

Private Passenger Auto

Lowest

1.1

Within-plan percentile

Filed factor0.597

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93523 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury28.293.7 pts94.835.943.620.51.31.1
Property damage10.426.6 pts19.26.227.714.74.61.1
Medical payments45.260.1 pts16.041.962.348.676.233.1
Uninsured motorist BI55.885.5 pts86.855.849.41.385.4
Uninsured motorist PD28.248.7 pts29.526.949.40.7
Comprehensive37.532.5 pts44.059.131.026.647.629.3
Collision5.772.1 pts72.77.83.77.80.70.8

Widest coverage spread

Bodily injury

Tesla Insurance and State Farm are 93.7 percentile points apart.

Closest agreement

Property damage

Available plans are 26.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

North Edwards, Kern County ZIP 93523 Auto Insurance Factors | GoodDriver California