Compared ZIP · Bass Lake, Madera County · California ZIP 93604
In Bass Lake ZIP 93604, Travelers ranks highest and Progressive ranks lowest.
Travelers ranks highest (41.5); Progressive ranks lowest (4.8). The middle bodily-injury percentile is 35.1. Reviewed plans are 36.7 points apart. Collision splits more (55.7 points), with Farmers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
35.1
Middle percentile across available plans.
BI plan spread
36.7
Travelers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
41.5
Within-plan percentile
Farmers
Farmers Auto
35.5
Within-plan percentile
Tesla Insurance
Tesla PPA
35.1
Within-plan percentile
State Farm
Private Passenger Auto
15.5
Within-plan percentile
Progressive
CA Select PPA
4.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (68.8); State Farm ranks lowest (13.1). Collision spread is 55.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 35.1 | 36.7 pts | 35.1 | — | 41.5 | 35.5 | 4.8 | 15.5 |
| Property damage | 9.4 | 15.0 pts | 2.8 | — | 15.3 | 9.4 | 0.5 | 15.5 |
| Medical payments | 51.4 | 86.1 pts | 84.0 | — | 8.4 | 20.2 | 94.5 | 51.4 |
| Uninsured motorist BI | 45.8 | 73.0 pts | 78.5 | — | — | 41.3 | 5.5 | 50.3 |
| Uninsured motorist PD | 41.3 | 19.4 pts | 46.4 | — | — | 41.3 | 26.9 | — |
| Comprehensive | 66.5 | 30.7 pts | 43.5 | — | 72.0 | 66.5 | 74.2 | 65.2 |
| Collision | 43.5 | 55.7 pts | 43.5 | — | 45.5 | 68.8 | 26.9 | 13.1 |
Widest coverage spread
Medical payments
Progressive and Travelers are 86.1 percentile points apart.
Closest agreement
Property damage
Available plans are 15.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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