ZIP breakdowns

Plans disagree · Clovis, Fresno County · California ZIP 93612

Progressive and Farmers place Clovis ZIP 93612 very differently.

Progressive ranks highest (77.4); Farmers ranks lowest (23.7). The middle bodily-injury percentile is 53.8. Reviewed plans are 53.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

53.8

Middle percentile across available plans.

BI plan spread

53.7

Progressive to Farmers.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Farmers lowest.

Progressive

CA Select PPA

Highest

77.4

Within-plan percentile

Filed factor1.06

Tesla Insurance

Tesla PPA

54.9

Within-plan percentile

Filed factor1.0351

State Farm

Private Passenger Auto

53.8

Within-plan percentile

Filed factor0.889

Travelers

Quantum Auto 2.0

41.5

Within-plan percentile

Filed factor0.715

Farmers

Farmers Auto

Lowest

23.7

Within-plan percentile

Filed factor0.8682

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93612 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury53.853.7 pts54.941.523.777.453.8
Property damage42.029.6 pts42.044.724.228.553.8
Medical payments62.967.2 pts17.873.462.953.185.0
Uninsured motorist BI51.276.3 pts54.747.778.21.9
Uninsured motorist PD47.720.7 pts53.247.732.5
Comprehensive30.739.8 pts60.928.162.522.730.7
Collision18.222.0 pts10.513.521.732.518.2

Widest coverage spread

Uninsured motorist BI

Progressive and State Farm are 76.3 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 20.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Clovis, Fresno County ZIP 93612 Auto Insurance Factors | GoodDriver California