Plans disagree · Cutler, Tulare County · California ZIP 93615
Progressive and Farmers place Cutler ZIP 93615 very differently.
Progressive ranks highest (86.6); Farmers ranks lowest (36.8). The middle bodily-injury percentile is 42.5. Reviewed plans are 49.8 points apart. Collision splits more (65.5 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
42.5
Middle percentile across available plans.
BI plan spread
49.8
Progressive to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
86.6
Within-plan percentile
Tesla Insurance
Tesla PPA
52.7
Within-plan percentile
State Farm
Private Passenger Auto
42.5
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Farmers
Farmers Auto
36.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (75.3); Tesla Insurance ranks lowest (9.9). Collision spread is 65.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 42.5 | 49.8 pts | 52.7 | — | 37.1 | 36.8 | 86.6 | 42.5 |
| Property damage | 25.5 | 45.6 pts | 19.2 | — | 25.3 | 64.7 | 25.5 | 42.5 |
| Medical payments | 82.7 | 23.5 pts | 96.9 | — | 73.4 | 82.7 | 80.0 | 83.6 |
| Uninsured motorist BI | 57.4 | 52.6 pts | 46.9 | — | — | 67.9 | 86.3 | 33.7 |
| Uninsured motorist PD | 68.3 | 7.5 pts | 68.3 | — | — | 67.9 | 75.3 | — |
| Comprehensive | 75.2 | 65.1 pts | 26.5 | — | 91.6 | 82.1 | 75.2 | 56.3 |
| Collision | 64.9 | 65.5 pts | 9.9 | — | 31.8 | 73.8 | 75.3 | 64.9 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 65.5 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 7.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownSanger, Fresno County
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Progressive ranks highest (86.6); Farmers ranks lowest (15.9).
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