ZIP breakdowns

Plans disagree · Hume, Fresno County · California ZIP 93628

Progressive and Tesla Insurance place Hume ZIP 93628 very differently.

Progressive ranks highest (72.9); Tesla Insurance ranks lowest (11.9). The middle bodily-injury percentile is 45.8. Reviewed plans are 61.0 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

45.8

Middle percentile across available plans.

BI plan spread

61.0

Progressive to Tesla Insurance.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Tesla Insurance lowest.

Progressive

CA Select PPA

Highest

72.9

Within-plan percentile

Filed factor1.026

Farmers

Farmers Auto

47.6

Within-plan percentile

Filed factor0.9505

Travelers

Quantum Auto 2.0

45.8

Within-plan percentile

Filed factor0.732

State Farm

Private Passenger Auto

19.3

Within-plan percentile

Filed factor0.726

Tesla Insurance

Tesla PPA

Lowest

11.9

Within-plan percentile

Filed factor0.8868

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93628 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury45.861.0 pts11.945.847.672.919.3
Property damage32.725.3 pts10.735.932.736.019.3
Medical payments74.922.3 pts74.962.366.580.084.6
Uninsured motorist BI62.831.0 pts57.667.972.841.8
Uninsured motorist PD54.124.6 pts54.167.943.3
Comprehensive74.835.2 pts56.591.674.881.864.7
Collision70.838.5 pts72.750.081.843.370.8

Widest coverage spread

Bodily injury

Progressive and Tesla Insurance are 61.0 percentile points apart.

Closest agreement

Medical payments

Available plans are 22.3 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Hume, Fresno County ZIP 93628 Auto Insurance Factors | GoodDriver California