Plans disagree · Madera · California ZIP 93636
Progressive and Farmers place Madera ZIP 93636 very differently.
Progressive ranks highest (74.2); Farmers ranks lowest (34.3). The middle bodily-injury percentile is 50.4. Reviewed plans are 40.0 points apart. Collision splits more (79.2 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
50.4
Middle percentile across available plans.
BI plan spread
40.0
Progressive to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
74.2
Within-plan percentile
Tesla Insurance
Tesla PPA
73.3
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
State Farm
Private Passenger Auto
44.0
Within-plan percentile
Farmers
Farmers Auto
34.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (83.6); State Farm ranks lowest (4.4). Collision spread is 79.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 50.4 | 40.0 pts | 73.3 | — | 50.4 | 34.3 | 74.2 | 44.0 |
| Property damage | 31.5 | 33.8 pts | 10.7 | — | 44.5 | 31.5 | 27.9 | 44.0 |
| Medical payments | 68.2 | 68.9 pts | 48.5 | — | 68.2 | 11.1 | 80.0 | 73.3 |
| Uninsured motorist BI | 63.8 | 37.1 pts | 63.6 | — | — | 64.0 | 74.2 | 37.1 |
| Uninsured motorist PD | 48.0 | 50.7 pts | 48.0 | — | — | 64.0 | 13.3 | — |
| Comprehensive | 43.6 | 50.0 pts | 73.9 | — | 72.0 | 43.6 | 35.3 | 23.9 |
| Collision | 20.5 | 79.2 pts | 83.6 | — | 37.7 | 20.5 | 13.3 | 4.4 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 79.2 percentile points apart.
Closest agreement
Property damage
Available plans are 33.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Wishon, Madera County
93669
Farmers ranks highest (78.2); State Farm ranks lowest (2.3).
Read breakdownFresno
93726
Progressive ranks highest (93.6); State Farm ranks lowest (28.2).
Read breakdownO Neals, Madera County
93645
Tesla Insurance ranks highest (73.6); Progressive ranks lowest (8.6).
Read breakdown