Plans disagree · Madera · California ZIP 93637
State Farm and Farmers place Madera ZIP 93637 very differently.
State Farm ranks highest (70.0); Farmers ranks lowest (5.5). The middle bodily-injury percentile is 27.3. Reviewed plans are 64.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
27.3
Middle percentile across available plans.
BI plan spread
64.6
State Farm to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
70.0
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Progressive
CA Select PPA
27.3
Within-plan percentile
Tesla Insurance
Tesla PPA
7.1
Within-plan percentile
Farmers
Farmers Auto
5.5
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 27.3 | 64.6 pts | 7.1 | — | 50.4 | 5.5 | 27.3 | 70.0 |
| Property damage | 28.0 | 66.5 pts | 28.0 | — | 35.9 | 3.5 | 18.7 | 70.0 |
| Medical payments | 54.4 | 47.5 pts | 77.5 | — | 54.4 | 38.1 | 83.0 | 35.5 |
| Uninsured motorist BI | 22.0 | 27.6 pts | 16.8 | — | — | 32.6 | 27.2 | 5.0 |
| Uninsured motorist PD | 43.3 | 34.4 pts | 67.0 | — | — | 32.6 | 43.3 | — |
| Comprehensive | 66.0 | 22.0 pts | 59.3 | — | 66.0 | 81.3 | 74.2 | 63.8 |
| Collision | 50.0 | 54.3 pts | 17.7 | — | 50.0 | 50.1 | 43.3 | 71.9 |
Widest coverage spread
Property damage
State Farm and Farmers are 66.5 percentile points apart.
Closest agreement
Comprehensive
Available plans are 22.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Helm, Fresno County
93627
Tesla Insurance ranks highest (86.4); State Farm ranks lowest (8.3).
Read breakdownPlanada, Merced County
95365
Farmers ranks highest (89.3); State Farm ranks lowest (15.5).
Read breakdownFresno
93726
Progressive ranks highest (93.6); State Farm ranks lowest (28.2).
Read breakdown