ZIP breakdowns

Plans disagree · Ahwahnee, Madera County · California ZIP 93642

Farmers and Travelers place Ahwahnee ZIP 93642 very differently.

Farmers ranks highest (47.6); Travelers ranks lowest (2.4). The middle bodily-injury percentile is 8.3. Reviewed plans are 45.2 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

8.3

Middle percentile across available plans.

BI plan spread

45.2

Farmers to Travelers.

Plans available

3

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Travelers lowest.

Farmers

Farmers Auto

Highest

47.6

Within-plan percentile

Filed factor0.9505

State Farm

Private Passenger Auto

8.3

Within-plan percentile

Filed factor0.67

Travelers

Quantum Auto 2.0

Lowest

2.4

Within-plan percentile

Filed factor0.524

Tesla Insurance

Tesla PPA

Within-plan percentile

Filed factor

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

Progressive

CA Select PPA

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93642 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury8.345.2 pts2.447.68.3
Property damage8.346.6 pts8.254.88.3
Medical payments40.371.9 pts8.440.380.3
Uninsured motorist BI46.313.0 pts52.839.8
Uninsured motorist PD52.852.8
Comprehensive78.226.4 pts96.470.078.2
Collision56.133.2 pts26.656.159.8

Widest coverage spread

Medical payments

State Farm and Travelers are 71.9 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 13.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Ahwahnee, Madera County ZIP 93642 Auto Insurance Factors | GoodDriver California