ZIP breakdowns

Plans disagree · Fresno · California ZIP 93703

State Farm and Progressive place Fresno ZIP 93703 very differently.

State Farm ranks highest (72.3); Progressive ranks lowest (31.4). The middle bodily-injury percentile is 57.3. Reviewed plans are 40.9 points apart. Collision splits more (57.4 points), with State Farm highest and Farmers lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

57.3

Middle percentile across available plans.

BI plan spread

40.9

State Farm to Progressive.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

State Farm highest, Progressive lowest.

State Farm

Private Passenger Auto

Highest

72.3

Within-plan percentile

Filed factor1.027

Farmers

Farmers Auto

70.0

Within-plan percentile

Filed factor1.043

Travelers

Quantum Auto 2.0

58.1

Within-plan percentile

Filed factor0.773

Tesla Insurance

Tesla PPA

56.6

Within-plan percentile

Filed factor1.0419

Safeco

Private Passenger Auto

56.0

Within-plan percentile

Filed factor0.8935

Progressive

CA Select PPA

Lowest

31.4

Within-plan percentile

Filed factor0.792

State Farm ranks highest (71.5); Farmers ranks lowest (14.2). Collision spread is 57.4 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93703 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury57.340.9 pts56.656.058.170.031.472.3
Property damage42.037.7 pts39.236.248.744.834.672.3
Medical payments95.119.0 pts79.693.088.697.298.697.9
Uninsured motorist BI69.755.2 pts66.969.788.333.171.2
Uninsured motorist PD88.973.4 pts89.493.988.320.5
Comprehensive85.727.5 pts76.664.289.190.491.782.4
Collision22.657.4 pts24.620.468.214.220.571.5

Widest coverage spread

Uninsured motorist PD

Safeco and Progressive are 73.4 percentile points apart.

Closest agreement

Medical payments

Available plans are 19.0 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fresno ZIP 93703 Auto Insurance Factors | GoodDriver California