Compared ZIP · Fresno · California ZIP 93705
In Fresno ZIP 93705, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (82.5); Progressive ranks lowest (49.2). The middle bodily-injury percentile is 71.1. Reviewed plans are 33.4 points apart. Collision splits more (44.7 points), with Tesla Insurance highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
71.1
Middle percentile across available plans.
BI plan spread
33.4
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
82.5
Within-plan percentile
Safeco
Private Passenger Auto
71.6
Within-plan percentile
State Farm
Private Passenger Auto
71.2
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Tesla Insurance
Tesla PPA
52.3
Within-plan percentile
Progressive
CA Select PPA
49.2
Within-plan percentile
Tesla Insurance ranks highest (53.2); Safeco ranks lowest (8.4). Collision spread is 44.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 71.1 | 33.4 pts | 52.3 | 71.6 | 70.9 | 82.5 | 49.2 | 71.2 |
| Property damage | 43.4 | 51.6 pts | 43.8 | 43.0 | 60.1 | 19.7 | 26.0 | 71.2 |
| Medical payments | 87.4 | 51.4 pts | 97.9 | 88.9 | 73.4 | 86.0 | 46.6 | 94.7 |
| Uninsured motorist BI | 85.6 | 40.7 pts | 87.5 | 85.6 | — | 74.1 | 49.2 | 89.9 |
| Uninsured motorist PD | 77.9 | 71.8 pts | 82.1 | 81.7 | — | 74.1 | 10.3 | — |
| Comprehensive | 62.1 | 37.3 pts | 56.7 | 58.7 | 60.3 | 94.0 | 69.9 | 63.8 |
| Collision | 35.5 | 44.7 pts | 53.2 | 8.4 | 42.0 | 39.3 | 10.3 | 31.7 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Progressive are 71.8 percentile points apart.
Closest agreement
Bodily injury
Available plans are 33.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Helm, Fresno County
93627
Tesla Insurance ranks highest (86.4); State Farm ranks lowest (8.3).
Read breakdownSanger, Fresno County
93657
Progressive ranks highest (86.6); Farmers ranks lowest (15.9).
Read breakdownFresno
93726
Progressive ranks highest (93.6); State Farm ranks lowest (28.2).
Read breakdown