Compared ZIP · Fresno · California ZIP 93721
In Fresno ZIP 93721, Farmers ranks highest and Travelers ranks lowest.
Farmers ranks highest (91.5); Travelers ranks lowest (58.1). The middle bodily-injury percentile is 80.9. Reviewed plans are 33.5 points apart. Collision splits more (50.1 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
80.9
Middle percentile across available plans.
BI plan spread
33.5
Farmers to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Travelers lowest.
Farmers
Farmers Auto
91.5
Within-plan percentile
Safeco
Private Passenger Auto
83.1
Within-plan percentile
Tesla Insurance
Tesla PPA
81.5
Within-plan percentile
State Farm
Private Passenger Auto
80.3
Within-plan percentile
Progressive
CA Select PPA
58.3
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
State Farm ranks highest (76.5); Tesla Insurance ranks lowest (26.5). Collision spread is 50.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 80.9 | 33.5 pts | 81.5 | 83.1 | 58.1 | 91.5 | 58.3 | 80.3 |
| Property damage | 69.0 | 44.2 pts | 76.3 | 61.7 | 48.7 | 92.9 | 52.9 | 80.3 |
| Medical payments | 77.6 | 47.4 pts | 90.2 | 94.2 | 46.8 | 65.1 | 52.8 | 90.7 |
| Uninsured motorist BI | 67.9 | 36.8 pts | 81.7 | 74.8 | — | 67.9 | 58.3 | 44.9 |
| Uninsured motorist PD | 70.0 | 15.8 pts | 72.1 | 77.6 | — | 67.9 | 61.8 | — |
| Comprehensive | 72.7 | 70.0 pts | 16.2 | 79.3 | 66.0 | 62.5 | 86.2 | 81.8 |
| Collision | 67.2 | 50.1 pts | 26.5 | 66.2 | 68.2 | 74.8 | 61.8 | 76.5 |
Widest coverage spread
Comprehensive
Progressive and Tesla Insurance are 70.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 15.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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93627
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Read breakdownFresno
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Progressive ranks highest (93.6); State Farm ranks lowest (28.2).
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