ZIP breakdowns

Plans disagree · Calwa, Fresno County · California ZIP 93725

Progressive and Safeco place Calwa ZIP 93725 very differently.

Progressive ranks highest (78.8); Safeco ranks lowest (38.3). The middle bodily-injury percentile is 61.1. Reviewed plans are 40.5 points apart. Collision splits more (62.6 points), with Travelers highest and Safeco lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

61.1

Middle percentile across available plans.

BI plan spread

40.5

Progressive to Safeco.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Safeco lowest.

Progressive

CA Select PPA

Highest

78.8

Within-plan percentile

Filed factor1.0712

State Farm

Private Passenger Auto

72.8

Within-plan percentile

Filed factor1.031

Farmers

Farmers Auto

64.1

Within-plan percentile

Filed factor1.0056

Travelers

Quantum Auto 2.0

58.1

Within-plan percentile

Filed factor0.773

Tesla Insurance

Tesla PPA

53.0

Within-plan percentile

Filed factor1.0289

Safeco

Private Passenger Auto

Lowest

38.3

Within-plan percentile

Filed factor0.8385

Travelers ranks highest (64.1); Safeco ranks lowest (1.4). Collision spread is 62.6 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93725 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury61.140.5 pts53.038.358.164.178.872.8
Property damage28.153.6 pts19.226.635.929.524.772.8
Medical payments92.210.4 pts90.094.385.895.689.396.2
Uninsured motorist BI78.928.0 pts81.774.878.980.253.7
Uninsured motorist PD82.746.0 pts86.689.378.943.3
Comprehensive73.846.9 pts44.765.891.682.181.847.8
Collision51.062.6 pts31.51.464.158.843.359.8

Widest coverage spread

Collision

Travelers and Safeco are 62.6 percentile points apart.

Closest agreement

Medical payments

Available plans are 10.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Calwa, Fresno County ZIP 93725 Auto Insurance Factors | GoodDriver California