ZIP breakdowns

Plans disagree · Fresno · California ZIP 93727

Farmers and Tesla Insurance place Fresno ZIP 93727 very differently.

Farmers ranks highest (79.8); Tesla Insurance ranks lowest (35.4). The middle bodily-injury percentile is 59.2. Reviewed plans are 44.4 points apart. Collision splits more (56.4 points), with Travelers highest and State Farm lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

59.2

Middle percentile across available plans.

BI plan spread

44.4

Farmers to Tesla Insurance.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Tesla Insurance lowest.

Farmers

Farmers Auto

Highest

79.8

Within-plan percentile

Filed factor1.1158

Travelers

Quantum Auto 2.0

65.8

Within-plan percentile

Filed factor0.805

State Farm

Private Passenger Auto

60.0

Within-plan percentile

Filed factor0.938

Progressive

CA Select PPA

58.3

Within-plan percentile

Filed factor0.9476

Safeco

Private Passenger Auto

44.9

Within-plan percentile

Filed factor0.8553

Tesla Insurance

Tesla PPA

Lowest

35.4

Within-plan percentile

Filed factor0.9763

Travelers ranks highest (64.1); State Farm ranks lowest (7.7). Collision spread is 56.4 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93727 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury59.244.4 pts35.444.965.879.858.360.0
Property damage39.239.4 pts20.742.435.947.920.660.0
Medical payments93.332.7 pts90.092.294.465.197.796.5
Uninsured motorist BI63.035.0 pts70.686.651.658.363.0
Uninsured motorist PD61.462.0 pts71.177.951.615.9
Comprehensive71.655.4 pts66.094.077.184.157.238.5
Collision23.956.4 pts12.637.064.131.915.97.7

Widest coverage spread

Uninsured motorist PD

Safeco and Progressive are 62.0 percentile points apart.

Closest agreement

Medical payments

Available plans are 32.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fresno ZIP 93727 Auto Insurance Factors | GoodDriver California