ZIP breakdowns

Plans disagree · Fresno · California ZIP 93730

Safeco and Travelers place Fresno ZIP 93730 very differently.

Safeco ranks highest (66.5); Travelers ranks lowest (26.1). The middle bodily-injury percentile is 56.3. Reviewed plans are 40.4 points apart. Collision splits more (53.0 points), with Safeco highest and Progressive lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

56.3

Middle percentile across available plans.

BI plan spread

40.4

Safeco to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Safeco highest, Travelers lowest.

Safeco

Private Passenger Auto

Highest

66.5

Within-plan percentile

Filed factor0.9098

State Farm

Private Passenger Auto

61.0

Within-plan percentile

Filed factor0.949

Tesla Insurance

Tesla PPA

57.7

Within-plan percentile

Filed factor1.0448

Progressive

CA Select PPA

54.9

Within-plan percentile

Filed factor0.9222

Farmers

Farmers Auto

33.1

Within-plan percentile

Filed factor0.8971

Travelers

Quantum Auto 2.0

Lowest

26.1

Within-plan percentile

Filed factor0.675

Safeco ranks highest (54.1); Progressive ranks lowest (1.1). Collision spread is 53.0 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93730 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury56.340.4 pts57.766.526.133.154.961.0
Property damage36.141.3 pts37.036.235.919.720.661.0
Medical payments69.045.2 pts76.843.042.966.588.171.4
Uninsured motorist BI54.328.9 pts28.925.954.354.854.6
Uninsured motorist PD57.163.4 pts59.964.554.31.1
Comprehensive23.123.4 pts37.628.521.614.214.324.7
Collision24.853.0 pts23.054.126.646.21.18.4

Widest coverage spread

Uninsured motorist PD

Safeco and Progressive are 63.4 percentile points apart.

Closest agreement

Comprehensive

Available plans are 23.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fresno ZIP 93730 Auto Insurance Factors | GoodDriver California