ZIP breakdowns

Plans disagree · Fresno · California ZIP 93741

Progressive and Tesla Insurance place Fresno ZIP 93741 very differently.

Progressive ranks highest (73.5); Tesla Insurance ranks lowest (28.6). The middle bodily-injury percentile is 65.7. Reviewed plans are 44.9 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

65.7

Middle percentile across available plans.

BI plan spread

44.9

Progressive to Tesla Insurance.

Plans available

4

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Tesla Insurance lowest.

Progressive

CA Select PPA

Highest

73.5

Within-plan percentile

Filed factor1.0296

Farmers

Farmers Auto

68.6

Within-plan percentile

Filed factor1.0363

Safeco

Private Passenger Auto

62.8

Within-plan percentile

Filed factor0.9085

Tesla Insurance

Tesla PPA

Lowest

28.6

Within-plan percentile

Filed factor0.9517

Travelers

Quantum Auto 2.0

Within-plan percentile

Filed factor

State Farm

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 93741 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury65.744.9 pts28.662.868.673.5
Property damage44.558.1 pts38.250.882.724.7
Medical payments77.027.6 pts90.567.962.986.1
Uninsured motorist BI69.015.2 pts77.364.562.173.5
Uninsured motorist PD60.316.1 pts63.458.562.147.3
Comprehensive74.852.7 pts70.335.679.388.3
Collision39.038.8 pts20.730.759.547.3

Widest coverage spread

Property damage

Farmers and Progressive are 58.1 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 15.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fresno ZIP 93741 Auto Insurance Factors | GoodDriver California