Plans disagree · Salinas, Monterey County · California ZIP 93905
State Farm and Tesla Insurance place Salinas ZIP 93905 very differently.
State Farm ranks highest (73.3); Tesla Insurance ranks lowest (11.2). The middle bodily-injury percentile is 20.5. Reviewed plans are 62.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
20.5
Middle percentile across available plans.
BI plan spread
62.1
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
73.3
Within-plan percentile
Progressive
CA Select PPA
51.7
Within-plan percentile
Travelers
Quantum Auto 2.0
23.2
Within-plan percentile
Farmers
Farmers Auto
17.7
Within-plan percentile
Safeco
Private Passenger Auto
17.3
Within-plan percentile
Tesla Insurance
Tesla PPA
11.2
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 20.5 | 62.1 pts | 11.2 | 17.3 | 23.2 | 17.7 | 51.7 | 73.3 |
| Property damage | 64.6 | 49.6 pts | 80.3 | 67.4 | 30.8 | 31.5 | 61.8 | 73.3 |
| Medical payments | 77.5 | 51.7 pts | 81.2 | 73.8 | 82.2 | 32.9 | 63.9 | 84.6 |
| Uninsured motorist BI | 11.6 | 49.5 pts | 11.6 | 17.9 | — | 6.8 | 51.7 | 2.2 |
| Uninsured motorist PD | 83.4 | 79.9 pts | 81.1 | 85.6 | — | 6.8 | 86.8 | — |
| Comprehensive | 97.0 | 69.8 pts | 30.1 | 99.8 | 91.6 | 94.6 | 99.9 | 99.3 |
| Collision | 65.0 | 62.3 pts | 30.1 | 86.4 | 42.0 | 43.6 | 86.8 | 92.4 |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 79.9 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 49.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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93907
Tesla Insurance ranks highest (91.1); Travelers ranks lowest (12.2).
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Farmers ranks highest (68.0); State Farm ranks lowest (1.5).
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