Compared ZIP · Big Sur, Monterey County · California ZIP 93920
In Big Sur ZIP 93920, Progressive ranks highest and Travelers ranks lowest.
Progressive ranks highest (49.9); Travelers ranks lowest (13.6). The middle bodily-injury percentile is 21.3. Reviewed plans are 36.4 points apart. Collision splits more (61.1 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
21.3
Middle percentile across available plans.
BI plan spread
36.4
Progressive to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
49.9
Within-plan percentile
State Farm
Private Passenger Auto
43.5
Within-plan percentile
Tesla Insurance
Tesla PPA
22.2
Within-plan percentile
Farmers
Farmers Auto
20.5
Within-plan percentile
Safeco
Private Passenger Auto
14.1
Within-plan percentile
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
Progressive ranks highest (84.3); Tesla Insurance ranks lowest (23.2). Collision spread is 61.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 21.3 | 36.4 pts | 22.2 | 14.1 | 13.6 | 20.5 | 49.9 | 43.5 |
| Property damage | 37.8 | 34.1 pts | 37.8 | 44.0 | 27.7 | 9.9 | 37.7 | 43.5 |
| Medical payments | 27.6 | 20.7 pts | 27.2 | 14.1 | 16.3 | 28.1 | 34.8 | 31.9 |
| Uninsured motorist BI | 16.4 | 47.8 pts | 4.9 | 2.2 | — | 21.3 | 49.9 | 16.4 |
| Uninsured motorist PD | 12.4 | 81.2 pts | 3.2 | 3.6 | — | 21.3 | 84.3 | — |
| Comprehensive | 68.4 | 51.2 pts | 70.3 | 93.1 | 41.9 | 66.5 | 75.7 | 57.0 |
| Collision | 38.6 | 61.1 pts | 23.2 | 35.8 | 26.6 | 41.3 | 84.3 | 62.8 |
Widest coverage spread
Uninsured motorist PD
Progressive and Tesla Insurance are 81.2 percentile points apart.
Closest agreement
Medical payments
Available plans are 20.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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