Broadly lower position · Chualar, Monterey County · California ZIP 93925
Chualar ZIP 93925 ranks near the lower end across plans.
Travelers ranks highest (15.0); Progressive ranks lowest (5.3). The middle bodily-injury percentile is 11.4. Reviewed plans are 9.7 points apart. Collision splits more (74.2 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
11.4
Middle percentile across available plans.
BI plan spread
9.7
Travelers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
15.0
Within-plan percentile
State Farm
Private Passenger Auto
13.3
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
Safeco
Private Passenger Auto
9.7
Within-plan percentile
Tesla Insurance
Tesla PPA
7.5
Within-plan percentile
Progressive
CA Select PPA
5.3
Within-plan percentile
Farmers ranks highest (78.2); Tesla Insurance ranks lowest (4.0). Collision spread is 74.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 11.4 | 9.7 pts | 7.5 | 9.7 | 15.0 | 13.1 | 5.3 | 13.3 |
| Property damage | 16.4 | 51.7 pts | 10.7 | 6.2 | 30.8 | 57.9 | 19.6 | 13.3 |
| Medical payments | 56.7 | 55.6 pts | 54.1 | 59.4 | 80.0 | 47.8 | 91.1 | 35.5 |
| Uninsured motorist BI | 13.4 | 35.5 pts | 24.3 | 13.4 | — | 41.3 | 5.8 | 8.2 |
| Uninsured motorist PD | 34.2 | 18.8 pts | 27.1 | 26.9 | — | 41.3 | 45.6 | — |
| Comprehensive | 75.7 | 81.5 pts | 16.7 | 98.2 | 60.3 | 81.3 | 89.6 | 70.0 |
| Collision | 36.1 | 74.2 pts | 4.0 | 10.8 | 26.6 | 78.2 | 45.6 | 52.7 |
Widest coverage spread
Comprehensive
Safeco and Tesla Insurance are 81.5 percentile points apart.
Closest agreement
Bodily injury
Available plans are 9.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Prunedale, Monterey County
93907
Tesla Insurance ranks highest (91.1); Travelers ranks lowest (12.2).
Read breakdownSanta Cruz
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Farmers ranks highest (74.2); Tesla Insurance ranks lowest (5.3).
Read breakdownSan Lucas, Monterey County
93954
Tesla Insurance ranks highest (69.1); State Farm ranks lowest (2.3).
Read breakdown