Broadly lower position · Jolon, Monterey County · California ZIP 93928
Jolon ZIP 93928 ranks near the lower end across plans.
State Farm ranks highest (17.7); Safeco ranks lowest (0.3). The middle bodily-injury percentile is 8.5. Reviewed plans are 17.4 points apart. Collision splits more (83.3 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
8.5
Middle percentile across available plans.
BI plan spread
17.4
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
17.7
Within-plan percentile
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
Progressive
CA Select PPA
3.9
Within-plan percentile
Tesla Insurance
Tesla PPA
1.8
Within-plan percentile
Safeco
Private Passenger Auto
0.3
Within-plan percentile
Tesla Insurance ranks highest (86.8); Farmers ranks lowest (3.5). Collision spread is 83.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 8.5 | 17.4 pts | 1.8 | 0.3 | 13.6 | 13.1 | 3.9 | 17.7 |
| Property damage | 14.8 | 16.3 pts | 22.5 | 6.2 | 11.9 | 18.6 | 8.3 | 17.7 |
| Medical payments | 30.2 | 32.8 pts | 39.4 | 31.2 | 14.1 | 46.8 | 29.1 | 28.4 |
| Uninsured motorist BI | 32.4 | 42.0 pts | 45.4 | 10.1 | — | 41.3 | 3.3 | 32.4 |
| Uninsured motorist PD | 38.9 | 25.5 pts | 37.4 | 15.8 | — | 41.3 | 40.5 | — |
| Comprehensive | 78.4 | 47.7 pts | 76.9 | 95.2 | 56.3 | 79.9 | 47.6 | 81.5 |
| Collision | 37.1 | 83.3 pts | 86.8 | 33.7 | 3.7 | 3.5 | 40.5 | 48.8 |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 83.3 percentile points apart.
Closest agreement
Property damage
Available plans are 16.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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