Broadly lower position · Pacific Grove, Monterey County · California ZIP 93943
Pacific Grove ZIP 93943 ranks near the lower end across plans.
Farmers ranks highest (31.9); Progressive ranks lowest (7.0). The middle bodily-injury percentile is 17.4. Reviewed plans are 24.9 points apart. Collision splits more (76.5 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
17.4
Middle percentile across available plans.
BI plan spread
24.9
Farmers to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
31.9
Within-plan percentile
Travelers
Quantum Auto 2.0
21.4
Within-plan percentile
State Farm
Private Passenger Auto
20.4
Within-plan percentile
Tesla Insurance
Tesla PPA
14.5
Within-plan percentile
Safeco
Private Passenger Auto
10.1
Within-plan percentile
Progressive
CA Select PPA
7.0
Within-plan percentile
State Farm ranks highest (82.9); Travelers ranks lowest (6.4). Collision spread is 76.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 17.4 | 24.9 pts | 14.5 | 10.1 | 21.4 | 31.9 | 7.0 | 20.4 |
| Property damage | 30.8 | 21.3 pts | 38.2 | 41.7 | 30.8 | 30.8 | 20.4 | 20.4 |
| Medical payments | 29.0 | 52.7 pts | 37.3 | 6.0 | 37.7 | 58.6 | 20.8 | 14.0 |
| Uninsured motorist BI | 32.5 | 54.8 pts | 32.5 | 18.6 | — | 41.3 | 7.0 | 61.8 |
| Uninsured motorist PD | 11.8 | 40.3 pts | 1.8 | 1.0 | — | 41.3 | 21.7 | — |
| Comprehensive | 27.4 | 27.9 pts | 23.9 | 32.4 | 9.1 | 37.1 | 30.9 | 15.9 |
| Collision | 26.3 | 76.5 pts | 10.1 | 44.1 | 6.4 | 31.0 | 21.7 | 82.9 |
Widest coverage spread
Collision
State Farm and Travelers are 76.5 percentile points apart.
Closest agreement
Property damage
Available plans are 21.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Brookdale, Santa Cruz County
95007
Tesla Insurance ranks highest (91.5); State Farm ranks lowest (9.0).
Read breakdownPrunedale, Monterey County
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Tesla Insurance ranks highest (91.1); Travelers ranks lowest (12.2).
Read breakdownBen Lomond, Santa Cruz County
95005
Farmers ranks highest (76.3); Tesla Insurance ranks lowest (5.9).
Read breakdown