Plans disagree · Pacific Grove, Monterey County · California ZIP 93944
Safeco and Tesla Insurance place Pacific Grove ZIP 93944 very differently.
Safeco ranks highest (54.7); Tesla Insurance ranks lowest (8.0). The middle bodily-injury percentile is 20.1. Reviewed plans are 46.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
20.1
Middle percentile across available plans.
BI plan spread
46.7
Safeco to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Safeco highest, Tesla Insurance lowest.
Safeco
Private Passenger Auto
54.7
Within-plan percentile
Travelers
Quantum Auto 2.0
34.5
Within-plan percentile
Farmers
Farmers Auto
24.2
Within-plan percentile
State Farm
Private Passenger Auto
16.0
Within-plan percentile
Progressive
CA Select PPA
14.5
Within-plan percentile
Tesla Insurance
Tesla PPA
8.0
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 20.1 | 46.7 pts | 8.0 | 54.7 | 34.5 | 24.2 | 14.5 | 16.0 |
| Property damage | 35.6 | 34.2 pts | 20.9 | 47.8 | 48.7 | 50.2 | 23.3 | 16.0 |
| Medical payments | 48.8 | 67.5 pts | 0.3 | 67.9 | 37.7 | 58.6 | 50.8 | 46.9 |
| Uninsured motorist BI | 47.4 | 50.0 pts | 47.4 | 64.5 | — | 41.3 | 14.5 | 57.0 |
| Uninsured motorist PD | 46.2 | 58.2 pts | 0.3 | 58.5 | — | 41.3 | 51.2 | — |
| Comprehensive | 30.6 | 57.1 pts | 68.3 | 24.2 | 11.2 | 37.1 | 62.5 | 15.9 |
| Collision | 16.3 | 47.8 pts | 28.7 | 8.4 | 17.0 | 15.6 | 51.2 | 3.4 |
Widest coverage spread
Medical payments
Safeco and Tesla Insurance are 67.5 percentile points apart.
Closest agreement
Property damage
Available plans are 34.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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