Plans disagree · Pebble Beach, Monterey County · California ZIP 93953
Tesla Insurance and Progressive place Pebble Beach ZIP 93953 very differently.
Tesla Insurance ranks highest (69.1); Progressive ranks lowest (12.4). The middle bodily-injury percentile is 44.6. Reviewed plans are 56.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
44.6
Middle percentile across available plans.
BI plan spread
56.7
Tesla Insurance to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
69.1
Within-plan percentile
Farmers
Farmers Auto
61.3
Within-plan percentile
Safeco
Private Passenger Auto
58.8
Within-plan percentile
State Farm
Private Passenger Auto
30.3
Within-plan percentile
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
Progressive
CA Select PPA
12.4
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 44.6 | 56.7 pts | 69.1 | 58.8 | 13.6 | 61.3 | 12.4 | 30.3 |
| Property damage | 24.0 | 20.8 pts | 15.9 | 32.2 | 27.7 | 20.4 | 11.4 | 30.3 |
| Medical payments | 20.8 | 50.3 pts | 0.9 | 11.5 | 37.7 | 51.2 | 22.1 | 19.5 |
| Uninsured motorist BI | 21.0 | 53.7 pts | 65.0 | 21.0 | — | 17.0 | 11.3 | 61.8 |
| Uninsured motorist PD | 4.6 | 16.6 pts | 3.2 | 6.0 | — | 17.0 | 0.4 | — |
| Comprehensive | 15.5 | 41.4 pts | 43.5 | 24.2 | 11.2 | 19.8 | 6.0 | 2.1 |
| Collision | 5.1 | 62.7 pts | 63.1 | 4.4 | 3.7 | 5.7 | 0.4 | 30.3 |
Widest coverage spread
Collision
Tesla Insurance and Progressive are 62.7 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 16.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Brookdale, Santa Cruz County
95007
Tesla Insurance ranks highest (91.5); State Farm ranks lowest (9.0).
Read breakdownPrunedale, Monterey County
93907
Tesla Insurance ranks highest (91.1); Travelers ranks lowest (12.2).
Read breakdownBen Lomond, Santa Cruz County
95005
Farmers ranks highest (76.3); Tesla Insurance ranks lowest (5.9).
Read breakdown