Plans disagree · Colma, San Mateo County · California ZIP 94014
Tesla Insurance and Progressive place Colma ZIP 94014 very differently.
Tesla Insurance ranks highest (86.1); Progressive ranks lowest (44.7). The middle bodily-injury percentile is 65.7. Reviewed plans are 41.4 points apart. Collision splits more (58.3 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
65.7
Middle percentile across available plans.
BI plan spread
41.4
Tesla Insurance to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
86.1
Within-plan percentile
Travelers
Quantum Auto 2.0
80.4
Within-plan percentile
Farmers
Farmers Auto
65.7
Within-plan percentile
State Farm
Private Passenger Auto
45.2
Within-plan percentile
Progressive
CA Select PPA
44.7
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (94.1); Tesla Insurance ranks lowest (35.8). Collision spread is 58.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 65.7 | 41.4 pts | 86.1 | — | 80.4 | 65.7 | 44.7 | 45.2 |
| Property damage | 85.4 | 48.2 pts | 93.4 | — | 87.3 | 85.4 | 84.4 | 45.2 |
| Medical payments | 83.6 | 53.9 pts | 83.6 | — | 85.8 | 37.6 | 43.5 | 91.5 |
| Uninsured motorist BI | 11.5 | 43.2 pts | 11.6 | — | — | 11.3 | 44.7 | 1.6 |
| Uninsured motorist PD | 59.8 | 69.3 pts | 80.7 | — | — | 11.3 | 59.8 | — |
| Comprehensive | 81.3 | 63.1 pts | 28.7 | — | 77.1 | 81.3 | 91.7 | 84.4 |
| Collision | 88.1 | 58.3 pts | 35.8 | — | 94.1 | 93.9 | 59.8 | 88.1 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 69.3 percentile points apart.
Closest agreement
Bodily injury
Available plans are 41.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.