Plans disagree · Moss Beach, San Mateo County · California ZIP 94018
Travelers and Tesla Insurance place Moss Beach ZIP 94018 very differently.
Travelers ranks highest (62.0); Tesla Insurance ranks lowest (2.8). The middle bodily-injury percentile is 15.8. Reviewed plans are 59.2 points apart. Collision splits more (80.6 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.8
Middle percentile across available plans.
BI plan spread
59.2
Travelers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
62.0
Within-plan percentile
State Farm
Private Passenger Auto
34.9
Within-plan percentile
Progressive
CA Select PPA
15.8
Within-plan percentile
Farmers
Farmers Auto
3.2
Within-plan percentile
Tesla Insurance
Tesla PPA
2.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (83.8); Farmers ranks lowest (3.2). Collision spread is 80.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.8 | 59.2 pts | 2.8 | — | 62.0 | 3.2 | 15.8 | 34.9 |
| Property damage | 55.9 | 40.3 pts | 55.9 | — | 75.1 | 42.1 | 61.1 | 34.9 |
| Medical payments | 12.5 | 20.3 pts | 11.9 | — | 21.9 | 3.5 | 12.5 | 23.8 |
| Uninsured motorist BI | 21.8 | 47.0 pts | 28.0 | — | — | 11.8 | 15.5 | 58.7 |
| Uninsured motorist PD | 6.6 | 8.6 pts | 3.2 | — | — | 11.8 | 6.6 | — |
| Comprehensive | 21.6 | 49.2 pts | 69.5 | — | 21.6 | 20.6 | 20.3 | 23.9 |
| Collision | 26.6 | 80.6 pts | 83.8 | — | 26.6 | 3.2 | 6.6 | 32.5 |
Widest coverage spread
Collision
Tesla Insurance and Farmers are 80.6 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 8.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Francisco
94127
Progressive ranks highest (86.6); Safeco ranks lowest (5.9).
Read breakdownRedwood City, San Mateo County
94065
Tesla Insurance ranks highest (80.3); Farmers ranks lowest (6.0).
Read breakdownBrisbane, San Mateo County
94005
Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6).
Read breakdown