Compared ZIP · Half Moon Bay, San Mateo County · California ZIP 94019
In Half Moon Bay ZIP 94019, Travelers ranks highest and Farmers ranks lowest.
Travelers ranks highest (45.8); Farmers ranks lowest (11.3). The middle bodily-injury percentile is 34.9. Reviewed plans are 34.5 points apart. Collision splits more (45.3 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
34.9
Middle percentile across available plans.
BI plan spread
34.5
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Progressive
CA Select PPA
35.5
Within-plan percentile
State Farm
Private Passenger Auto
34.9
Within-plan percentile
Tesla Insurance
Tesla PPA
33.9
Within-plan percentile
Farmers
Farmers Auto
11.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (51.9); Progressive ranks lowest (6.6). Collision spread is 45.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 34.9 | 34.5 pts | 33.9 | — | 45.8 | 11.3 | 35.5 | 34.9 |
| Property damage | 59.5 | 43.2 pts | 50.2 | — | 75.1 | 78.1 | 59.5 | 34.9 |
| Medical payments | 16.3 | 42.7 pts | 11.9 | — | 16.3 | 51.2 | 8.5 | 23.8 |
| Uninsured motorist BI | 27.8 | 56.0 pts | 20.1 | — | — | 2.8 | 35.5 | 58.7 |
| Uninsured motorist PD | 6.6 | 18.8 pts | 21.6 | — | — | 2.8 | 6.6 | — |
| Comprehensive | 23.9 | 25.5 pts | 44.0 | — | 18.5 | 27.4 | 22.7 | 23.9 |
| Collision | 32.5 | 45.3 pts | 51.9 | — | 42.0 | 18.1 | 6.6 | 32.5 |
Widest coverage spread
Uninsured motorist BI
State Farm and Farmers are 56.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 18.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Redwood City, San Mateo County
94065
Tesla Insurance ranks highest (80.3); Farmers ranks lowest (6.0).
Read breakdownBrisbane, San Mateo County
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Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6).
Read breakdownLos Altos, Santa Clara County
94024
Progressive ranks highest (71.4); Tesla Insurance ranks lowest (4.2).
Read breakdown