Compared ZIP · Loma Mar, San Mateo County · California ZIP 94021
In Loma Mar ZIP 94021, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (33.3); Tesla Insurance ranks lowest (4.8). The middle bodily-injury percentile is 11.7. Reviewed plans are 28.5 points apart. Collision splits more (56.7 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
11.7
Middle percentile across available plans.
BI plan spread
28.5
Travelers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
Farmers
Farmers Auto
19.1
Within-plan percentile
State Farm
Private Passenger Auto
11.7
Within-plan percentile
Tesla Insurance
Tesla PPA
4.8
Within-plan percentile
Progressive
CA Select PPA
4.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (84.2); Tesla Insurance ranks lowest (27.5). Collision spread is 56.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 11.7 | 28.5 pts | 4.8 | — | 33.3 | 19.1 | 4.8 | 11.7 |
| Property damage | 34.6 | 68.4 pts | 4.1 | — | 72.5 | 52.8 | 34.6 | 11.7 |
| Medical payments | 32.1 | 45.4 pts | 5.5 | — | 3.8 | 32.1 | 32.6 | 49.2 |
| Uninsured motorist BI | 9.9 | 11.0 pts | 5.9 | — | — | 13.9 | 5.5 | 16.4 |
| Uninsured motorist PD | 13.9 | 33.1 pts | 10.2 | — | — | 13.9 | 43.3 | — |
| Comprehensive | 25.5 | 23.5 pts | 25.5 | — | 13.2 | 28.3 | 19.4 | 36.7 |
| Collision | 35.0 | 56.7 pts | 27.5 | — | 35.0 | 84.2 | 43.3 | 34.8 |
Widest coverage spread
Property damage
Travelers and Tesla Insurance are 68.4 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 11.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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