Compared ZIP · Belmont, San Mateo County · California ZIP 94023
In Belmont ZIP 94023, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (66.7); Farmers ranks lowest (65.1). The middle bodily-injury percentile is 65.9. Reviewed plans are 1.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
65.9
Middle percentile across available plans.
BI plan spread
1.6
Progressive to Farmers.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Farmers
Farmers Auto
65.1
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 65.9 | 1.6 pts | — | — | — | 65.1 | 66.7 | — |
| Property damage | 78.7 | 16.5 pts | — | — | — | 86.9 | 70.4 | — |
| Medical payments | 35.0 | 57.7 pts | — | — | — | 6.2 | 63.9 | — |
| Uninsured motorist BI | 35.1 | 64.7 pts | — | — | — | 2.8 | 67.5 | — |
| Uninsured motorist PD | 36.1 | 66.6 pts | — | — | — | 2.8 | 69.4 | — |
| Comprehensive | 31.9 | 50.7 pts | — | — | — | 6.5 | 57.2 | — |
| Collision | 66.9 | 4.8 pts | — | — | — | 64.5 | 69.4 | — |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 66.6 percentile points apart.
Closest agreement
Bodily injury
Available plans are 1.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Belmont, San Mateo County
94002
Travelers ranks highest (45.8); Farmers ranks lowest (3.0).
Read breakdownBrisbane, San Mateo County
94005
Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6).
Read breakdownHillsborough, San Mateo County
94010
Travelers ranks highest (62.6); Farmers ranks lowest (24.2).
Read breakdown