Plans disagree · West Menlo Park, San Mateo County · California ZIP 94025
Farmers and Tesla Insurance place West Menlo Park ZIP 94025 very differently.
Farmers ranks highest (45.7); Tesla Insurance ranks lowest (5.3). The middle bodily-injury percentile is 26.1. Reviewed plans are 40.3 points apart. Collision splits more (53.4 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
26.1
Middle percentile across available plans.
BI plan spread
40.3
Farmers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
45.7
Within-plan percentile
State Farm
Private Passenger Auto
44.5
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Progressive
CA Select PPA
18.0
Within-plan percentile
Tesla Insurance
Tesla PPA
5.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (60.2); Progressive ranks lowest (6.8). Collision spread is 53.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 26.1 | 40.3 pts | 5.3 | — | 26.1 | 45.7 | 18.0 | 44.5 |
| Property damage | 55.9 | 67.8 pts | 97.5 | — | 75.1 | 55.9 | 29.7 | 44.5 |
| Medical payments | 31.6 | 49.6 pts | 50.3 | — | 1.5 | 0.7 | 31.6 | 42.9 |
| Uninsured motorist BI | 28.9 | 68.8 pts | 70.2 | — | — | 1.4 | 18.0 | 39.8 |
| Uninsured motorist PD | 4.9 | 5.4 pts | 4.9 | — | — | 1.4 | 6.8 | — |
| Comprehensive | 9.1 | 36.5 pts | 40.9 | — | 9.1 | 7.9 | 4.5 | 15.9 |
| Collision | 21.2 | 53.4 pts | 60.2 | — | 26.6 | 21.2 | 6.8 | 18.2 |
Widest coverage spread
Uninsured motorist BI
Tesla Insurance and Farmers are 68.8 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 5.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Clara
95051
Tesla Insurance ranks highest (91.5); Progressive ranks lowest (3.5).
Read breakdownSunnyvale, Santa Clara County
94085
Tesla Insurance ranks highest (88.7); Farmers ranks lowest (0.9).
Read breakdownSan Jose, Santa Clara County
95134
Tesla Insurance ranks highest (89.7); Farmers ranks lowest (2.7).
Read breakdown