Plans disagree · Atherton, San Mateo County · California ZIP 94027
Tesla Insurance and Travelers place Atherton ZIP 94027 very differently.
Tesla Insurance ranks highest (76.3); Travelers ranks lowest (26.1). The middle bodily-injury percentile is 57.6. Reviewed plans are 50.2 points apart. Collision splits more (63.6 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
57.6
Middle percentile across available plans.
BI plan spread
50.2
Tesla Insurance to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Travelers lowest.
Tesla Insurance
Tesla PPA
76.3
Within-plan percentile
Progressive
CA Select PPA
62.9
Within-plan percentile
State Farm
Private Passenger Auto
57.6
Within-plan percentile
Farmers
Farmers Auto
35.5
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (82.0); Tesla Insurance ranks lowest (18.5). Collision spread is 63.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 57.6 | 50.2 pts | 76.3 | — | 26.1 | 35.5 | 62.9 | 57.6 |
| Property damage | 79.2 | 28.5 pts | 81.9 | — | 75.1 | 86.1 | 79.2 | 57.6 |
| Medical payments | 6.1 | 15.6 pts | 10.9 | — | 6.1 | 0.2 | 15.8 | 5.8 |
| Uninsured motorist BI | 47.2 | 37.7 pts | 32.5 | — | — | 24.2 | 61.9 | 61.8 |
| Uninsured motorist PD | 24.2 | 72.1 pts | 6.2 | — | — | 24.2 | 78.4 | — |
| Comprehensive | 17.7 | 34.1 pts | 13.8 | — | 11.2 | 17.7 | 20.3 | 45.4 |
| Collision | 50.1 | 63.6 pts | 18.5 | — | 42.0 | 82.0 | 78.4 | 50.1 |
Widest coverage spread
Uninsured motorist PD
Progressive and Tesla Insurance are 72.1 percentile points apart.
Closest agreement
Medical payments
Available plans are 15.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Clara
95051
Tesla Insurance ranks highest (91.5); Progressive ranks lowest (3.5).
Read breakdownSunnyvale, Santa Clara County
94085
Tesla Insurance ranks highest (88.7); Farmers ranks lowest (0.9).
Read breakdownRedwood City, San Mateo County
94065
Tesla Insurance ranks highest (80.3); Farmers ranks lowest (6.0).
Read breakdown