Plans disagree · Millbrae, San Mateo County · California ZIP 94030
Farmers and Progressive place Millbrae ZIP 94030 very differently.
Farmers ranks highest (69.3); Progressive ranks lowest (23.6). The middle bodily-injury percentile is 61.0. Reviewed plans are 45.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
61.0
Middle percentile across available plans.
BI plan spread
45.7
Farmers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
69.3
Within-plan percentile
Travelers
Quantum Auto 2.0
62.0
Within-plan percentile
State Farm
Private Passenger Auto
61.0
Within-plan percentile
Tesla Insurance
Tesla PPA
25.9
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 61.0 | 45.7 pts | 25.9 | — | 62.0 | 69.3 | 23.6 | 61.0 |
| Property damage | 78.6 | 42.5 pts | 96.5 | — | 87.3 | 78.6 | 54.0 | 61.0 |
| Medical payments | 46.8 | 53.0 pts | 10.9 | — | 46.8 | 55.0 | 63.9 | 11.6 |
| Uninsured motorist BI | 27.0 | 67.2 pts | 30.8 | — | — | 87.2 | 23.3 | 20.0 |
| Uninsured motorist PD | 50.2 | 69.3 pts | 17.9 | — | — | 87.2 | 50.2 | — |
| Comprehensive | 31.8 | 19.4 pts | 22.6 | — | 18.5 | 31.8 | 35.3 | 37.9 |
| Collision | 68.7 | 39.8 pts | 89.8 | — | 50.0 | 82.9 | 50.2 | 68.7 |
Widest coverage spread
Uninsured motorist PD
Farmers and Tesla Insurance are 69.3 percentile points apart.
Closest agreement
Comprehensive
Available plans are 19.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.