Compared ZIP · Mountain View, Santa Clara County · California ZIP 94040
In Mountain View ZIP 94040, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (34.1); Farmers ranks lowest (7.0). The middle bodily-injury percentile is 26.1. Reviewed plans are 27.1 points apart. Collision splits more (45.5 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
26.1
Middle percentile across available plans.
BI plan spread
27.1
Progressive to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
34.1
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
State Farm
Private Passenger Auto
26.1
Within-plan percentile
Tesla Insurance
Tesla PPA
13.7
Within-plan percentile
Farmers
Farmers Auto
7.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (53.1); Tesla Insurance ranks lowest (7.6). Collision spread is 45.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 26.1 | 27.1 pts | 13.7 | — | 30.0 | 7.0 | 34.1 | 26.1 |
| Property damage | 72.5 | 54.3 pts | 78.6 | — | 72.5 | 58.8 | 80.3 | 26.1 |
| Medical payments | 5.1 | 16.5 pts | 5.1 | — | 3.8 | 19.0 | 14.6 | 2.5 |
| Uninsured motorist BI | 5.7 | 33.1 pts | 6.8 | — | — | 1.0 | 34.1 | 4.5 |
| Uninsured motorist PD | 6.9 | 20.7 pts | 6.9 | — | — | 1.0 | 21.7 | — |
| Comprehensive | 0.9 | 14.8 pts | 15.3 | — | 2.4 | 0.5 | 0.9 | 0.9 |
| Collision | 19.1 | 45.5 pts | 7.6 | — | 19.1 | 53.1 | 21.7 | 16.1 |
Widest coverage spread
Property damage
Progressive and State Farm are 54.3 percentile points apart.
Closest agreement
Comprehensive
Available plans are 14.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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