Plans disagree · Mountain View, Santa Clara County · California ZIP 94043
State Farm and Tesla Insurance place Mountain View ZIP 94043 very differently.
State Farm ranks highest (43.5); Tesla Insurance ranks lowest (3.0). The middle bodily-injury percentile is 23.2. Reviewed plans are 40.5 points apart. Collision splits more (61.8 points), with Farmers highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
23.2
Middle percentile across available plans.
BI plan spread
40.5
State Farm to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
43.5
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Travelers
Quantum Auto 2.0
23.2
Within-plan percentile
Farmers
Farmers Auto
7.0
Within-plan percentile
Tesla Insurance
Tesla PPA
3.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (63.5); Progressive ranks lowest (1.8). Collision spread is 61.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 23.2 | 40.5 pts | 3.0 | — | 23.2 | 7.0 | 23.6 | 43.5 |
| Property damage | 46.1 | 36.9 pts | 46.1 | — | 69.7 | 72.0 | 35.1 | 43.5 |
| Medical payments | 17.9 | 37.0 pts | 12.1 | — | 6.1 | 17.9 | 43.2 | 26.7 |
| Uninsured motorist BI | 15.6 | 21.1 pts | 7.9 | — | — | 2.4 | 23.3 | 23.5 |
| Uninsured motorist PD | 2.4 | 11.8 pts | 13.6 | — | — | 2.4 | 1.8 | — |
| Comprehensive | 6.0 | 11.4 pts | 13.5 | — | 2.4 | 6.5 | 6.0 | 2.1 |
| Collision | 18.2 | 61.8 pts | 51.0 | — | 5.0 | 63.5 | 1.8 | 18.2 |
Widest coverage spread
Collision
Farmers and Progressive are 61.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 11.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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