Compared ZIP · Pescadero, San Mateo County · California ZIP 94060
In Pescadero ZIP 94060, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (30.0); Tesla Insurance ranks lowest (0.3). The middle bodily-injury percentile is 4.3. Reviewed plans are 29.7 points apart. Collision splits more (40.6 points), with State Farm highest and Travelers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
4.3
Middle percentile across available plans.
BI plan spread
29.7
Travelers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
State Farm
Private Passenger Auto
15.5
Within-plan percentile
Progressive
CA Select PPA
4.3
Within-plan percentile
Farmers
Farmers Auto
3.8
Within-plan percentile
Tesla Insurance
Tesla PPA
0.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
State Farm ranks highest (59.8); Travelers ranks lowest (19.1). Collision spread is 40.6 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 4.3 | 29.7 pts | 0.3 | — | 30.0 | 3.8 | 4.3 | 15.5 |
| Property damage | 60.1 | 59.1 pts | 60.1 | — | 66.4 | 74.6 | 42.9 | 15.5 |
| Medical payments | 13.9 | 44.9 pts | 25.9 | — | 3.8 | 13.9 | 48.7 | 12.7 |
| Uninsured motorist BI | 44.2 | 73.0 pts | 65.0 | — | — | 23.4 | 4.3 | 77.3 |
| Uninsured motorist PD | 31.5 | 26.5 pts | 50.0 | — | — | 23.4 | 31.5 | — |
| Comprehensive | 38.1 | 56.9 pts | 15.3 | — | 18.5 | 62.5 | 38.1 | 72.2 |
| Collision | 28.3 | 40.6 pts | 20.7 | — | 19.1 | 28.3 | 31.5 | 59.8 |
Widest coverage spread
Uninsured motorist BI
State Farm and Progressive are 73.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 26.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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