Plans disagree · Belmont, San Mateo County · California ZIP 94088
Progressive and Tesla Insurance place Belmont ZIP 94088 very differently.
Progressive ranks highest (66.7); Tesla Insurance ranks lowest (12.1). The middle bodily-injury percentile is 15.0. Reviewed plans are 54.6 points apart. Collision splits more (67.7 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.0
Middle percentile across available plans.
BI plan spread
54.6
Progressive to Tesla Insurance.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Tesla Insurance lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Farmers
Farmers Auto
15.0
Within-plan percentile
Tesla Insurance
Tesla PPA
12.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (69.4); Tesla Insurance ranks lowest (1.7). Collision spread is 67.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.0 | 54.6 pts | 12.1 | — | — | 15.0 | 66.7 | — |
| Property damage | 69.2 | 3.6 pts | 66.9 | — | — | 69.2 | 70.4 | — |
| Medical payments | 40.1 | 50.0 pts | 40.1 | — | — | 13.9 | 63.9 | — |
| Uninsured motorist BI | 13.8 | 59.1 pts | 13.8 | — | — | 8.3 | 67.5 | — |
| Uninsured motorist PD | 8.3 | 61.5 pts | 7.9 | — | — | 8.3 | 69.4 | — |
| Comprehensive | 19.8 | 45.7 pts | 11.5 | — | — | 19.8 | 57.2 | — |
| Collision | 63.5 | 67.7 pts | 1.7 | — | — | 63.5 | 69.4 | — |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 67.7 percentile points apart.
Closest agreement
Property damage
Available plans are 3.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Belmont, San Mateo County
94002
Travelers ranks highest (45.8); Farmers ranks lowest (3.0).
Read breakdownBrisbane, San Mateo County
94005
Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6).
Read breakdownHillsborough, San Mateo County
94010
Travelers ranks highest (62.6); Farmers ranks lowest (24.2).
Read breakdown