Compared ZIP · San Francisco · California ZIP 94129
In San Francisco ZIP 94129, Travelers ranks highest and Safeco ranks lowest.
Travelers ranks highest (84.2); Safeco ranks lowest (53.1). The middle bodily-injury percentile is 70.3. Reviewed plans are 31.1 points apart. Collision splits more (53.0 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
70.3
Middle percentile across available plans.
BI plan spread
31.1
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
84.2
Within-plan percentile
Progressive
CA Select PPA
76.2
Within-plan percentile
Farmers
Farmers Auto
71.8
Within-plan percentile
State Farm
Private Passenger Auto
68.9
Within-plan percentile
Tesla Insurance
Tesla PPA
63.1
Within-plan percentile
Safeco
Private Passenger Auto
53.1
Within-plan percentile
Tesla Insurance ranks highest (83.8); Progressive ranks lowest (30.8). Collision spread is 53.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 70.3 | 31.1 pts | 63.1 | 53.1 | 84.2 | 71.8 | 76.2 | 68.9 |
| Property damage | 87.9 | 25.2 pts | 85.2 | 83.0 | 93.9 | 90.7 | 94.1 | 68.9 |
| Medical payments | 63.5 | 48.7 pts | 91.6 | 58.9 | 68.2 | 43.8 | 84.4 | 42.9 |
| Uninsured motorist BI | 27.0 | 73.0 pts | 3.2 | 27.7 | — | 27.0 | 76.2 | 3.6 |
| Uninsured motorist PD | 31.5 | 31.7 pts | 58.7 | 32.1 | — | 27.0 | 30.8 | — |
| Comprehensive | 54.8 | 60.4 pts | 98.5 | 77.6 | 53.5 | 56.1 | 38.1 | 46.4 |
| Collision | 63.3 | 53.0 pts | 83.8 | 51.5 | 82.8 | 75.1 | 30.8 | 48.4 |
Widest coverage spread
Uninsured motorist BI
Progressive and Tesla Insurance are 73.0 percentile points apart.
Closest agreement
Property damage
Available plans are 25.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.