Plans disagree · San Francisco · California ZIP 94134
Travelers and Safeco place San Francisco ZIP 94134 very differently.
Travelers ranks highest (83.8); Safeco ranks lowest (40.8). The middle bodily-injury percentile is 64.6. Reviewed plans are 43.0 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
64.6
Middle percentile across available plans.
BI plan spread
43.0
Travelers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Safeco lowest.
Travelers
Quantum Auto 2.0
83.8
Within-plan percentile
Farmers
Farmers Auto
77.1
Within-plan percentile
State Farm
Private Passenger Auto
70.8
Within-plan percentile
Tesla Insurance
Tesla PPA
58.4
Within-plan percentile
Progressive
CA Select PPA
44.7
Within-plan percentile
Safeco
Private Passenger Auto
40.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 64.6 | 43.0 pts | 58.4 | 40.8 | 83.8 | 77.1 | 44.7 | 70.8 |
| Property damage | 86.5 | 41.4 pts | 83.3 | 96.2 | 94.8 | 89.6 | 54.7 | 70.8 |
| Medical payments | 90.4 | 37.7 pts | 82.6 | 93.4 | 90.1 | 55.8 | 91.5 | 90.7 |
| Uninsured motorist BI | 33.7 | 45.3 pts | 33.7 | 56.6 | — | 11.3 | 44.7 | 33.7 |
| Uninsured motorist PD | 86.4 | 81.7 pts | 79.9 | 92.9 | — | 11.3 | 93.0 | — |
| Comprehensive | 95.0 | 42.0 pts | 57.2 | 99.3 | 96.4 | 95.6 | 94.4 | 87.0 |
| Collision | 93.7 | 18.3 pts | 79.7 | 92.0 | 98.0 | 95.1 | 93.0 | 94.4 |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 81.7 percentile points apart.
Closest agreement
Collision
Available plans are 18.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.