Broadly lower position · San Francisco · California ZIP 94188
San Francisco ZIP 94188 ranks near the lower end across plans.
The middle bodily-injury percentile is 13.1.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
13.1
Middle percentile across available plans.
BI plan spread
Percentile points from lowest to highest.
Plans available
1
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
The same ZIP, six different positions.
Tesla Insurance
Tesla PPA
13.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Farmers
Farmers Auto
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 13.1 | — | 13.1 | — | — | — | — | — |
| Property damage | 79.6 | — | 79.6 | — | — | — | — | — |
| Medical payments | 87.9 | — | 87.9 | — | — | — | — | — |
| Uninsured motorist BI | 59.0 | — | 59.0 | — | — | — | — | — |
| Uninsured motorist PD | 65.2 | — | 65.2 | — | — | — | — | — |
| Comprehensive | 42.2 | — | 42.2 | — | — | — | — | — |
| Collision | 64.5 | — | 64.5 | — | — | — | — | — |
Widest coverage spread
Available plans are undefined percentile points apart.
Closest agreement
Available plans are percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.