Broadly lower position · San Mateo · California ZIP 94403
San Mateo ZIP 94403 ranks near the lower end across plans.
State Farm ranks highest (38.6); Tesla Insurance ranks lowest (21.1). The middle bodily-injury percentile is 24.7. Reviewed plans are 17.5 points apart. Collision splits more (57.1 points), with Safeco highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.7
Middle percentile across available plans.
BI plan spread
17.5
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
38.6
Within-plan percentile
Progressive
CA Select PPA
27.3
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
Farmers
Farmers Auto
23.2
Within-plan percentile
Safeco
Private Passenger Auto
22.0
Within-plan percentile
Tesla Insurance
Tesla PPA
21.1
Within-plan percentile
Safeco ranks highest (83.4); State Farm ranks lowest (26.3). Collision spread is 57.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.7 | 17.5 pts | 21.1 | 22.0 | 26.1 | 23.2 | 27.3 | 38.6 |
| Property damage | 84.6 | 54.6 pts | 86.9 | 85.1 | 79.8 | 84.1 | 93.2 | 38.6 |
| Medical payments | 30.8 | 43.3 pts | 31.4 | 31.7 | 30.2 | 48.6 | 15.0 | 5.3 |
| Uninsured motorist BI | 21.3 | 25.5 pts | 19.1 | 26.5 | — | 1.7 | 27.2 | 21.3 |
| Uninsured motorist PD | 10.4 | 39.6 pts | 16.7 | 4.1 | — | 1.7 | 41.3 | — |
| Comprehensive | 20.7 | 74.3 pts | 27.5 | 81.1 | 13.2 | 20.6 | 6.8 | 20.7 |
| Collision | 51.7 | 57.1 pts | 62.1 | 83.4 | 26.6 | 71.0 | 41.3 | 26.3 |
Widest coverage spread
Comprehensive
Safeco and Progressive are 74.3 percentile points apart.
Closest agreement
Bodily injury
Available plans are 17.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Redwood City, San Mateo County
94065
Tesla Insurance ranks highest (80.3); Farmers ranks lowest (6.0).
Read breakdownBrisbane, San Mateo County
94005
Travelers ranks highest (70.9); Tesla Insurance ranks lowest (3.6).
Read breakdownPalo Alto, Santa Clara County
94301
Tesla Insurance ranks highest (69.1); Farmers ranks lowest (2.5).
Read breakdown