Plans disagree · Byron, Contra Costa County · California ZIP 94505
Progressive and Farmers place Byron ZIP 94505 very differently.
Progressive ranks highest (88.2); Farmers ranks lowest (33.1). The middle bodily-injury percentile is 58.9. Reviewed plans are 55.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
58.9
Middle percentile across available plans.
BI plan spread
55.1
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
88.2
Within-plan percentile
Tesla Insurance
Tesla PPA
73.1
Within-plan percentile
State Farm
Private Passenger Auto
63.9
Within-plan percentile
Safeco
Private Passenger Auto
53.9
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Farmers
Farmers Auto
33.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 58.9 | 55.1 pts | 73.1 | 53.9 | 37.1 | 33.1 | 88.2 | 63.9 |
| Property damage | 67.2 | 31.1 pts | 69.9 | 64.5 | 56.2 | 85.7 | 87.4 | 63.9 |
| Medical payments | 28.7 | 44.4 pts | 24.8 | 35.7 | 46.8 | 2.4 | 30.7 | 26.7 |
| Uninsured motorist BI | 56.0 | 70.8 pts | 56.0 | 49.4 | — | 17.0 | 87.8 | 70.8 |
| Uninsured motorist PD | 49.4 | 37.7 pts | 54.7 | 49.3 | — | 17.0 | 49.6 | — |
| Comprehensive | 42.0 | 48.9 pts | 43.5 | 68.2 | 40.5 | 19.3 | 34.1 | 59.1 |
| Collision | 49.8 | 43.2 pts | 26.7 | 57.6 | 50.0 | 69.9 | 49.6 | 42.5 |
Widest coverage spread
Uninsured motorist BI
Progressive and Farmers are 70.8 percentile points apart.
Closest agreement
Property damage
Available plans are 31.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Tracy, San Joaquin County
95376
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4).
Read breakdownShore Acres, Contra Costa County
94565
State Farm ranks highest (78.9); Farmers ranks lowest (5.8).
Read breakdownTracy, San Joaquin County
95377
State Farm ranks highest (79.2); Farmers ranks lowest (14.5).
Read breakdown