Plans disagree · Bethel Island, Contra Costa County · California ZIP 94511
State Farm and Farmers place Bethel Island ZIP 94511 very differently.
State Farm ranks highest (72.8); Farmers ranks lowest (19.1). The middle bodily-injury percentile is 48.0. Reviewed plans are 53.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
48.0
Middle percentile across available plans.
BI plan spread
53.6
State Farm to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
72.8
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
51.7
Within-plan percentile
Safeco
Private Passenger Auto
44.3
Within-plan percentile
Tesla Insurance
Tesla PPA
43.2
Within-plan percentile
Farmers
Farmers Auto
19.1
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 48.0 | 53.6 pts | 43.2 | 44.3 | 58.1 | 19.1 | 51.7 | 72.8 |
| Property damage | 55.7 | 50.4 pts | 55.2 | 47.3 | 56.2 | 22.3 | 57.4 | 72.8 |
| Medical payments | 56.5 | 41.3 pts | 76.9 | 35.7 | 54.4 | 58.6 | 50.8 | 74.8 |
| Uninsured motorist BI | 48.4 | 52.1 pts | 48.4 | 42.7 | — | 21.3 | 51.7 | 73.3 |
| Uninsured motorist PD | 61.0 | 64.4 pts | 85.7 | 75.2 | — | 21.3 | 46.8 | — |
| Comprehensive | 45.7 | 44.2 pts | 74.9 | 72.4 | 45.0 | 30.6 | 31.6 | 46.4 |
| Collision | 58.6 | 52.0 pts | 58.7 | 19.1 | 71.1 | 66.2 | 46.8 | 58.4 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 64.4 percentile points apart.
Closest agreement
Medical payments
Available plans are 41.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Shore Acres, Contra Costa County
94565
State Farm ranks highest (78.9); Farmers ranks lowest (5.8).
Read breakdownWoodbridge, San Joaquin County
95258
Progressive ranks highest (85.3); Tesla Insurance ranks lowest (13.9).
Read breakdownWalnut Grove, Sacramento County
95690
Safeco ranks highest (79.6); Progressive ranks lowest (11.0).
Read breakdown