Plans disagree · Concord, Contra Costa County · California ZIP 94518
Farmers and Safeco place Concord ZIP 94518 very differently.
Farmers ranks highest (73.5); Safeco ranks lowest (5.9). The middle bodily-injury percentile is 29.5. Reviewed plans are 67.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
29.5
Middle percentile across available plans.
BI plan spread
67.7
Farmers to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Safeco lowest.
Farmers
Farmers Auto
73.5
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Progressive
CA Select PPA
32.9
Within-plan percentile
State Farm
Private Passenger Auto
26.1
Within-plan percentile
Tesla Insurance
Tesla PPA
6.1
Within-plan percentile
Safeco
Private Passenger Auto
5.9
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 29.5 | 67.7 pts | 6.1 | 5.9 | 37.1 | 73.5 | 32.9 | 26.1 |
| Property damage | 60.4 | 64.0 pts | 63.5 | 57.3 | 69.7 | 46.1 | 90.0 | 26.1 |
| Medical payments | 45.7 | 76.4 pts | 42.6 | 48.8 | 8.4 | 80.7 | 84.7 | 39.2 |
| Uninsured motorist BI | 20.8 | 30.3 pts | 20.8 | 33.3 | — | 7.5 | 32.5 | 3.0 |
| Uninsured motorist PD | 40.7 | 61.0 pts | 67.2 | 68.5 | — | 7.5 | 14.2 | — |
| Comprehensive | 35.9 | 43.8 pts | 66.4 | 56.1 | 28.1 | 26.6 | 43.7 | 22.6 |
| Collision | 19.8 | 57.6 pts | 51.3 | 6.5 | 64.1 | 14.4 | 14.2 | 25.3 |
Widest coverage spread
Medical payments
Progressive and Travelers are 76.4 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 30.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Berkeley, Alameda County
94709
Progressive ranks highest (85.7); Farmers ranks lowest (9.7).
Read breakdownShore Acres, Contra Costa County
94565
State Farm ranks highest (78.9); Farmers ranks lowest (5.8).
Read breakdownBerkeley, Alameda County
94705
State Farm ranks highest (77.5); Tesla Insurance ranks lowest (7.1).
Read breakdown